Balancing Growth and Protection for Your Clients

Balancing protection and growthLincoln Level Advantage® indexed variable annuity is designed to bring levels of protection and opportunities for growth together. It offers a broad range of investing strategies that include risk protection, various crediting methods and indexed accounts to track a market index’s performance.

The Lincoln Level Advantage® indexed variable annuity features:

• Upside potential with less exposure to market fluctuations to help individual investors grow their money.
• Indexed account options with levels of protection to help guard against downturns.
• No explicit product charges on money invested in indexed accounts to help clients save more of what they earn.

What can history show us?History has shown that, over the long term, investing in the market may be an effective way to grow money. But when the market gets rocky, individual investors are tempted to take action. However, doing so could disrupt their long-term goals. So how to weather market ups and downs? Lincoln Level Advantage® provides an opportunity to capture growth when the market is up. And for times when the market is down — provides a level of protection to help clients stay on track.*

Download the Lincoln Level Advantage® indexed variable annuity Client Guide and see how one investor found the balance that’s right for him.

* A protection level is the amount of loss that Lincoln absorbs. Protection levels are subject to change and may not be available with every option.

^{Important information:}

^{Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice.}

^{Please consult an independent professional as to any tax, accounting, or legal statements made herein.}

^{Lincoln Level Advantage® indexed variable annuity is a long-term investment product designed for retirement purposes. There are no explicit fees associated with the indexed-linked account options available. There are associated fees with the variable annuity subaccounts, which include a product charge, and administrative fees.}

^{Annuities are subject to market risk including loss of principal. Withdrawals are subject to ordinary income tax treatment and, if taken prior to age 591⁄2 in nonqualified contracts, may be subject to an additional 10% federal tax.}

^{Indexed-linked variable annuity products are complex insurance and investment vehicles. Please reference the prospectus for information about the levels of protection available and other important product information.}

^{The risk of loss occurs each time you move into a new indexed account after the end of an indexed term. The protection level option selected in the indexed account helps protect you from some downside risk. If the negative return is in excess of the protection level selected, there is a risk of loss of principal. Protection levels that vary based on the index and term selected are subject to change and may not be available with every option. Please see the prospectus for details.}

Investors are advised to consider the investment objectives, risks, and charges and expenses of the annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888‐868‐2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

^{Lincoln Level Advantage® indexed variable annuities (contract form 30070-A, 30070-B, and state variations*) are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.}